The top things parents sacrifice for their childrens education

The top things parents sacrifice for their childrens educationThe top things parents sacrifice for their childrens educationFifty-six percent of American parents queried in a new survey conducted by Country Financial said that they would voluntarily go into debt in order to help pay for their childrens college tuition. In fact, the average respondent said they would willingly take on as much as $31,000 in debt for their childs education.Parents obviously want to do whatever is in their power to help their children get a leg up in life, explainedDoyle Williams, an executive vice president at COUNTRY Financial to CISION. However, taking on tens of thousands of dollars of debt can have a major impact on their ability to save and prepare for their own financial future.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard titelbilding Happiness, Productivity, Job Satisfaction, Neuroscience, and moreA sizable portion of the adults in the latest survey said that in addition to st owing away money for their childs education, theyre still paying off their own student loan debt. Seven percent of respondents said they dont expect to pay off their student loan debt in their lifetime and 36% of respondents still in school or recently graduated, said that they expect it will take them at least 10 years to get rid of their debt completely.Tuition costs have been rising for a decadeThe College Boards 2018 report released back in October, states that college pricing, in-state tuition, and fees at public four-year institutions have risen at a median tarif of 3.1% a year beyond inflation for the last ten years. Thirty-six percent of the parents that have the luxury to save for their childrens college education, reported beginning doing so when their child was as young as five. Thirty percent of respondents said that raising a child proved to be more expensive than they thought, which means they are simply unable to set aside money for their kids tuition. Even still only 18% of saving parents said the money they put aside will cover 81 to 100% of their childs education.Even if you plan to assist your child with the financial costs associated with college, our surveys findings show that the majority of families are not able to cover the full tuition costs out-of-pocket, Williams lamented. Parents should be honest with their kids about what they will pay for, and then research all of the options the child has for furthering his or her education.The investment did not only take the form of extra money reserved in a savings account. Sixty percent of students enrolled or planning to attend college in the near future signed up for at least one expensive extracurricular activity. SAT and ACT prep classes, private sports, music and language classes, and hiring an academic tutor were all cited by parents and students with some consistency as methods of increasing their likelihood of admission and grant acceptance.In order to pay for these activities, 29% of parents said that they sacrificed vacation spending, 26% dipped into their personal savings account, 18% took out loans, and 17% picked up part-time jobs in alongside their full-time gigs. In addition to and in some cases independent of, assistance from their parents, 61% of recent college grads reported attending community college, 27% applied for scholarships, 43% sought financial aid, and 39% requested student loans in order to ease the financial burden placed on them and their folks.Seventy -percent of all the respondents said that they believe having a college education is integral to earning a decent salary, and an additional 65% believed college is certainly worth the investment.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according t o 12 CEOs10 habits of mentally strong people

Cutting a Long Resume Down to Size

Cutting a Long Resume Down to SizeCutting a Long Resume Down to SizeWhen scanning a resume, HR pros want infomercials, not Tolstoy, resume writer Richard Hoffman explains. Heres how he wrangled the weighty bona fides of a health care professional.Looking for a new position in a new city is hard enough without relying on a resume that is nine pages long.Bradley (who requested that his real name and locale not be used for this article) and his wife are living and working in different states. However, they have a common goal.One roof, said Bradley, a director of behavioral health care services. Our youngest child is starting college in the fall, so we figure this is the best time for a move - especially since my wife has already started her new position 500 miles away.But Bradley, who had been researching the latest trends in resumes, understood that his resume welches quite a bit too thorough and academic for what was expected these days. But how could he transform a nine-page detail m onster into a tight, easy-to-navigate two-page marketing tool?Enter Richard Hoffman.Hoffman is a certified professional resume writer who works with Ladders. He has been involved in just about every facet of the staffing industry, from independent recruiting and retained search to actual human-resources work for ABN Amro (the fourth-largest bank in the industry at the time).Im one of the unique cases in resume writing because Ive actually worked in corporate HR, Hoffman said. And I know what they are looking for and how little time HR people have to evaluate incoming talent.So how to get HR respect in a resume?They want infomercials, not Tolstoy, Hoffman said.You start with the organization, and then filter in the narrative you are trying to tell. In Bradleys case, the consolidation of the nine pages wasnt the only challenge. It was also in making sure that Bradleys most recent accomplishments were completely fleshed out, and that past endeavors were not given the same weight.His re sume began with too many soft words in the introduction, Hoffman said. The structure was very outdated, with his education and credentials way up front. He was sparse on some accomplishments and heavy on others. There was really no consistent organization - and it was not mapped for scanning.After Bradley filled out a detailed questionnaire and worksheet and corresponded with Hoffman via e-mail, Hoffman was able to condense, organize and craft a fresh, enlivened document for Bradley to begin his job hunt.No canned templates Hoffman was keen to point out an issue he sees with many senior-level resumes They are built on canned templates from Microsoft Word or other word-processing software. These formats are outdated, fairly inflexible and not in line with the skill level of senior-level candidates.These tools dont really allow for a more balanced emphasis between responsibilities and achievements, Hoffman said. They are not platzdeckchen up for showing cause and effect, which is som ething you really need to have in a resume these days.The result I feel very confident about this new resume, Bradley said. I was surprised to see how well Richard was able to consolidate this into two pages and have it count. I thought I was going to have to sacrifice something, but it was quite the contrary. The important factors are front and center.The most important thing Bradley feels with the new document?It does a much better job of selling me, he said. I know I will be able to use this with peers, colleagues and any Web site I choose to post this on.

How to be a Leader

How to be a LeaderHow to be a LeaderHow to be a LeaderCourtesy of Andrew Neel from unsplash.comFirst of all lets clear upEveryone can be a boss but only some are LeadersWhen you have a leadership position, you need to remember that a leader will be naturally followed by its people, but the wrong leader would have to be a tyrant in order to be followed by others.That been said think about the different leaders you have had all your life, since the first teacher you had in school until the belastung boss youve got. How are they different? What do they have in common? Can you compare them? Do you remember how easily it was to talk to them or how hard was it? Were they encouragers? Was it easy to follow their lead? Take a moment of your time and try making a list of all of the different leaders in your life, try remembering their positive and negative attitudes.Personally speaking I only remember those names of people who made a good impression in my life, that people who taught me and e ncouraged me the most. I call them the contributors of success. Dont we all wish to be that kind of good and encouraging leader? Isnt that all we want? (Hope you feel this way)One of the most important things to remember when being a leader is that is your responsibility to be the ADULT of your team meaning that tolerance, patience and tutoring is part of your job apart from your tasks and diligences of your role.If you wish to accomplish your career as a leader, I would recommend you the book Bankable Leadership by Dr. Tasha Eurich, where you can notice the different types of leaders and their characteristics you can either identify yourself as one of them or have examples to build your skills up.One of the best ways to see what kind of leader you are is that you make your own list of defects that you would like to change to improve yourself, and qualities that are already working (make notes-try keeping a diary of activities and self-ideas). If for some reason you feel that the pe ople under your command arent responding to your leadership, you might to discover or pay attention the way you are delivering yourself. This doesnt mean that you are a badeanstalt person or that your leadership cant improve, it only means that you are a step away to grow as a person by accepting your mistakes and learning from them.I remember one of my favorite professors in the University was teaching for pleasure because he should have been retired long ago he was a very very very tolerant person with all the students including myself, and very nice. He was approachable and sincere, but very strict. I had the privilege to have different classes with him through the entire career. He used to establish simple rules for the students and the limits for the working that was supposed to be done. I remember many students confusing his kindness and I also remember how he used to show his strict authority to them when necessary. He never had to be rude or raised his voice. We used to feel respected and valued. The students were exhorted and encouraged to behave better because the professor made them feel worthy of his advice and his care. We were all grateful of his strictness his kind words of wisdom were full of good intentions because for some reason he made us think of all the potential we had and how big was the future waiting for us.The most important thing he said is that we are all responsible for what happens in our lives. I remember how he won respect and love from us, he is a great leader.Now, having a hint of what a leader should be the limits you have to put to our employees should be simplified as doing the job in the time requested, the way they do it and the expertise they use to get it done it shouldnt be your problem as long if they are delivering, but remember to show how to do it once or twice before expecting for them to do it from scratch. We all need guidance in adapting times and thats one of your roles. Dont forgetAnother thing to remember i s that you can always ask a professional about career coaching if you feel like walking in a robe, being human is okay